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IEA Member Benefit

NEA Credit Union: A Brand-New Benefit Built for NEA Members

NEW BENEFIT! Introducing NEA Credit Union, a member-owned financial institution focused on helping educators and their families keep more of what they earn.
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Published: November 1, 2026

You Belong Where Banking is Better

At NEA Credit Union, you’ll find lower rates, fewer fees (and no fees when possible), greater rewards, and more innovative products and services than other financial institutions. All NEA members, staff, and their families are eligible to join the Credit Union for FREE!

Member Owned


Unlike shareholder-owned financial institutions, The Credit Union focuses on you. Its profits are returned to members through better rates and lower fees. Its tools and programs are designed to meet your needs and help you achieve your goals.

Better Value


Members can save hundreds on monthly payments with lower interest rates on auto loans and mortgages. NEA Credit Union’s checking and savings accounts combine low (or no) fees with high yields, helping you keep more money in your pocket. 

Smart Tools & Support


Enjoy easy digital banking, mobile deposits and nationwide ATM access designed for your busy life. Plus, get expert financial guidance that supports your plans for today and tomorrow.

FEATURES:

PowerPlus™ Checking & Savings

  • Maximize your earning power with up to 8.00% APY* for the first 3 months. 
  • Take advantage of up to 4.00% APY* following the introductory period
  • Get up to $20/month in ATM fee refunds*
  • Earn a $200 cash bonus when you open an account and make at least $1,000 in qualifying payroll direct deposits within 90 days.
  • Savings Accounts – Grow your savings with competitive rates and dependable security.

Auto Loans

  • Receive a 1% cash bonus up to $500 for an auto purchase or refinance
  • Make no payments for 90 days
  • Get low rates and flexible financing for up to 84 months
  • See if you’re pre-qualified with NO impact to your credit score

Mortgage and Home Equity Loans

  • Earn up to $1,000 in lender credits at closing
  • Enjoy the SmartBuyer™ program for first-time buyers with easy qualifications and flexible down payment requirements
  • Buy Now, Refi Later lets you buy today and refinance if interest rates drop within 36 months
  • See if you’re pre-qualified with NO impact to your credit score 

CHECK IT OUT AND GET STARTED TODAY!

Stand with Us

No one fights harder for Idaho's students, educators, and public education.
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Making life better for members and their families.

IEA Member Benefits program provides education professionals with savings, discounts, products and services to enrich their professional and personal lives. Take advantage of all the benefits available to you!
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We are Idaho's public school educators.

As Idaho's largest labor union, we advocate for Idaho's education professionals and work to unite our members and the state to realize the promise of a public education that prepares every student to succeed. Together, our voice is stronger.